Profile of Organisations Visited by the Mission (1991)

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    This document has been made available in electronic format
         by the International Co-operative Alliance ICA 
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                         September, 1991

          (Source Report of a Study by the ICA -The Current
          Status and Development Potential of the Co-operative
          Sector in Namibia- pp.50-67)
                              -------

                            ANNEX 3
               Profiles of Co-operative Organisations
               ***************************************


                    Agra (Co-operative) Limited
                    ***************************

Established:   1980

Mission:       To serve the farmers of Namibia through a co-
               operative undertaking.

Activities:    Provision of all farming inputs, equipment and
               related services to members.

               Marketing and handling everything members
               produce and for which a market exists or could
               be created.

               Main products and their share of turnover for
               1990 were:
               - Meat                   58.5%
               - Trading and General    34.3%
               - Karakul                 4.8%
               - Agricultural crops      2.4%

Structure:     The total number of individual farmers who are
               members of Agra is 5,200. They are almost
               entirely from the commercial farming sector.
               One of the requirements for membership is that
               a farmer should be able to do business with
               non-members provided this does not exceed
               business done with members.

               Agra operates a network of 26 centres
               throughout its area of operation.

               A number of agro-processing and value-adding
               activities have been embarked upon. These
               include: a maize mill; an animal feeds mill;
               and sugar packing.

Performance:   Turnover during 1990 was MnR355.1 and net
               surplus was MnR1.2.

Funding:       Share Capital - MnR3.0; Reserves - MnR20.4.


                    Alfa (Co-operative) Limited
                    ***************************

Established:   1964

Mission:       To satisfy members' needs for consumer goods -
               at the right place, time and price.

Activities:    Retailing of all consumer goods except motor
               vehicles.

Structure:     The co-operative has 12,600 members of whom 500
               are non-whites. Each member pays a minimum
               share capital of Rs.50. Alfa is empowered to do
               business with non-members.

               The members elect a Board of Directors of ten
               people, one third of which retire annually but
               are eligible for re-election. Voting by proxy
               is permitted.

               The co-operative operates six outlets - the
               main store, a bottle store and two branches in
               Windhoek and one store each at Tsumeb and
               Swakopmund.

Performance:   Turnover in 1990 was R54.3 million. The co-
               operative has generally been able to operate
               profitably in the past.

               Members pay lower prices than other customers
               rights at the point of sale. In addition they
               receive dividends at your end.

               Competition from private business and chains is
               growing quite fast. The co-operative is
               fighting the competition mainly through lower
               prices and promotional activities.

               There are difficulties to find and retain
               competent manpower.

Funding:       Share Capital - N.A.; Reserves - N.A.




                    Oranje (Co-operative) Limited
                    *****************************

Established:   1928 (in South Africa); 1969 (Namibian branch)

Mission:       To serve the farmers of the Hardap Dam
               Irrigation scheme through a co-operative
               approach.

Activities:    Supply to members:
               -    Seeds and other inputs
               -    Agricultural machinery and implements
               -    Marketing of members' produce.

               Technical advice/Extension

               Providing production credit to members
               including guaranteeing loans from the Land
               Bank.

Structure:     The Oranje Co-operative in Namibia is a branch
               of the Oranje Co-operative in South Africa. The
               Head office in RSA provides financial
               assistance, administrative support, technical
               assistance and a bulk buying service.

               It has a membership of 30 farmers all operating
               at the Hardap Dam Irrigation Scheme, 250 Kms
               south of Windhoek. The Oranje Co-operative of
               South Africa is empowered to operate in Namibia
               under Chapter 10 of the present Co-operative
               Act.

               Each member cultivates between 30-50 ha. of
               land. The main produce in the Scheme has been
               lucerne. In the last three years, maize and
               wheat production has increased. Citrus, melon,
               sultana and cotton cultivation is being
               introduced.

Funding:       Membership fees and share capital, trading
               margins, Land Bank loans, etc.


                 Sentraboer (Co-operative) Limited
                 *********************************


Established:   1916

Mission:       To be recognized as a leader by achieving the
               following: as a growing, profitable and
               financially stable organisation, offering
               security with regard to unforeseen and
               incidental damages in an innovative way to the
               agricultural and related markets in South
               Africa and Namibia.

Activities:    Provision of short-term insurance products for
               farmers' assets and those of co-operative
               organisations.

Structure:     Sentraboer is registered in RSA and operate in
               Namibia as permitted under Chapter X of the
               present Act. Almost all its activities in
               Namibia are carried out by AGRA, the
               agricultural co-operative. AGRA is a member as
               well as an agent of Sentraboer.

               Sentraboer is registered as a Central Co-
               operative, i.e. only registered primary co-
               operatives can be its members. There were 217
               member co-operatives in 1990. Sentraboer is,
               however, allowed to do business with non-
               members. It does not carry out life insurance
               business.

Performance:   Total turnover in 1990 was MnR118.7 of which
               MnR3.4 was generated in Namibia. Net surplus
               for the year was MnR8.9. Bonuses to members
               amounted to MnR6.8.

               1,470 commercial farmers in Namibia insure with
               Sentraboer.

Funding:       Share Capital - MnR24.7; Reserves - MnR17.4


               Namibian Community Co-operative Alliance (NCCA)
               ***********************************************


Established:   May 1987

Mission:       To run a programme of support activities for
               income generating groups.

Activities:    Skills training.
               Activating and animating groups.
               Linking groups to sources of assistance.

Structure:     Composed of 15 groups; all in Communal Namaland
               in the South of Namibia.
               7 groups are Farmers' Leagues and operate
               savings and credit schemes.
               8 groups are for non-farmers, residing in the
               target areas; some of these operate savings and
               credit schemes, others consumer shops, etc.

               The Farmers' Leagues are united into a
               secondary level group: Farmers' Interlink
               Solidarity Action (FISA).

               The non-farmer groups are members of a
               secondary group: People's Association
               Solidarity Trust (PAST).

Resources:     7 employees - 4 in Windhoek and 3 in
               Keetmanshoop.
               Income (1989) - R345,000.

Funding:       Donors (HIVOS, EEC, OXFAM, KAF) - 97% of total
               funds;

               Member shares and deposits.



               Namibia Katemo Agricultural Co-operative
               ****************************************

Established:   1990

Mission:       To improve the economic situation of its farmer
               members in the far North-East of Namibia.

Activities:    The main activity of the group is so far
               limited to the purchase and sale of members'
               Mahango (Millet). Small amounts of beans and
               vegetables are also traded. So far the members
               have received prices higher than those paid out
               by private traders.

Structure:     The group is not registered. It has about 40
               members each owning between 18-50 hectares.

Resources:     The group has 2 employees and operates from a
               store in Rundu, rented from the Government.

Funding:       The co-operative depends on capital contributed
               by members. This is meager. An attempt to get
               credit from the FNDC for farm inputs failed
               because the group is not registered under the
               law.


                    Mbangura Woodcraft Co-operative
                    *******************************

Established:   1984

Mission:       To raise the incomes and overall standard of
               living of its members.

Activities:    The group organizes procurement of wood and
               other supplies needed by the members.

               It also arranges marketing of the members'
               products.

               The main products of the group are wooden
               furniture and handicrafts.

Structure:     The group is based at Rundu in northern
               Namibia.

               There are about 200 members in the group. The
               group has not been able to get registered due
               to the inadequacy of the law and its
               complexity. Members still work from their
               houses and bring their products to the co-
               operative showroom. The co-operative takes 10%
               of the proceeds on sales made through the
               showroom.

               The co-operative also organizes mobile sales-
               driving to shopping centres and bazaars all
               over Namibia and in South Africa.

Resources:     The group has been allowed to use a Government
               building as a showroom. However, it has been
               made clear that the group will soon have to pay
               rent for the building.

               Each member pays a fee of R10 per month in
               addition to an entrance fee. The group has
               received a grant of R23,000 from Oxfam.

               One sales person is employed.

Problems:      The following problems were identified:

               -    lack of management and organizational
                    skill,
               -    lack of market,
               -    low prices for products,
               -    lack of means of transport,
               -    insufficient and irregular wood supplies,
               -    difficulties in communications,
               -    no woodworking machines lack of a
                    workshop,
               -    poor quality assurance.


                    Saamstan Building Co-operative
                    ******************************

Established:   1987

Mission:       To provide housing to its members and to build
               up a central pool of funds from which members
               can borrow.

Activities:    The group has two lines of activities:
               a)   assisting members to acquire houses,
                    and
               b)   operating a savings and credit scheme.

               To date (Jan.,1991) 18 houses have been
               completed.

Structure:     The group is not registered under any law.

               There are essentially two groups under the same
               name and management. All members of the
               building group are also members of the savings
               and credit scheme.

               The group has a membership of about 600
               individuals, mostly women. To qualify for
               membership, a person must be: a) a domestic
               worker, (b) have a monthly income of not more
               than R500, (c) attend all meetings of the group
               and (d) put in labour - members assemble at the
               co-operative every saturday to make building
               bricks.

               To qualify for a house loan, a member must have
               saved at least R150 and have a plot.

               The co-operative is affiliated to the Cape
               Credit Union League in the Republic of South
               Africa, which provides book keeping and overall
               guidance.

Resource:      The group has 3 employees.

               Every member pays an admission fee of R3 of
               which R1 is entrance fee and R2 is initial
               deposit. Besides, members save regularly. The
               average cost of a house is between R6,000 and
               R7,000. The maximum loan a member can get for a
               house is R5,000. The funds loaned out as house
               loans come out of grants given to the group.
               These grants have been converted to a revolving
               fund.

Funding:       The main donors to the group have been Oxfam
               U.K. and Oxfam Canada.
               Member savings and deposits.



                    Council of Churches in Namibia (CCN)
                    ************************************

Established:   1979

Activities:    The Council has established a Co-operative
               Development Desk, whose tasks are to:
               -    Assist in organizing groups
               -    Provide training, e.g. book keeping,
               -    Channelling of grants,
               -    Organizing donor meetings,
               -    Monitoring progress of groups.

Structure:     The Council is formed by six churches, i.e.
               Roman Catholic, Lutheran, Methodist, Anglican,
               AMEC, and Congregational.

               CCN currently works with 30 to 40 groups spread
               all over Namibia. To qualify for CCN support
               group must consist of not less than 7 people,
               be also have an Executive Committee and a book
               keeper. A group need not be affiliated or
               connected to any church. Some of the group
               activities include: weaving, sewing,
               engineering workshops, and gardening.

Funding:       Contributions from members of the Council.

Donors:        Oxfam U.K., Oxfam Canada, NGOs, etc.
               About R150,000 available during 1990.



     Institute for Management and Leadership Training (IMLT)
     *******************************************************

Established:   1983

Mission:       To help Namibians in agriculture, commerce and
               industry, to increase their knowledge and
               skills through practical training and
               consultation services, in order for them to
               become more qualified, self-reliant and
               effective business leaders and thereby
               contribute towards human development and a
               free, prosperous and stable Namibian society.

Activities:    Practical training in agriculture, commerce and
               industry:

               -    Pasture Management,
               -    Animal Production,
               -    Agronomy and Horticulture,
               -    Management in Agriculture,
               -    Financial Management,
               -    Marketing,
               -    Personal and Personnel Development,
               -    6M Simulation Course,
               -    Managerial Development.

               Professional consultancy services for small
               business (formal and informal sector).

               Management and leadership development.

               Financial assistance in the form of:

               -    material aid for small commercial and
                    industrial business development,
               -    bursaries for studies in agriculture,
                    commerce and industry.

               Information Service.

Structure:     IMLT is an independent, non-governmental and
               non-profit Namibian development institution.

               It is run by a Board of Directors.

Resources:     The Institute receives development aid funds
               from the Hans Seidel Foundation of Germany.


               JU/WA Bushman Development Foundation (JBDF)
               *******************************************

Established:   1981

Mission:       To support the self-development of the JU/WA
               (Ju'hoan) Bushman people found largely in
               north-eastern Namibia.

Activities:    -    Supplying the infrastructure needed to
                    develop the mixed local economy, i.e.
                    small stock keeping, dryland gardening,
                    hunting and gathering. The local people
                    provide labour. Infrastructure supplied
                    include boreholes, hand or wind pumps,
                    fencing wire for kraals, etc.

               -    Purchasing and sales of handicrafts.

               Education and training projects:

               -    adult and child literacy/life skills
               -    community based health education
               -    vocational training.

               Sponsoring exchange visits between the Bushmen
               and other groups living on communal lands.

Structure:     The Foundation is registered in Namibia as a
               non-profit organisation.

               JBDF only supports those projects which are
               based on the principle of self-help. To this
               end, the Foundation works through a local
               grassroots organizations, the Nyae Nyae
               Farmers' Co-operative.

               Nyae Nyae Farmers' Co-operative is formed by
               the dwellers of 23 settlements in East
               Bushland. It is run by a committee consisting
               of 2 delegates from each settlement. members do
               not make any financial contribution to the co-
               operative.

Resources:     JBDF has a staff of 5 who reside at a camp in
               the Nyae Nyae area, a part-time
               secretary/liaison person in Windhoek and an
               accountant also in Windhoek.

Funding:       Sponsors of JBDF include the EEC via Christian
               Aid and the British Council of Churches; Oxfam,
               U.K.; Oxfam, Canada; Misereor; Brot fuer die
               Welt; ICCO; Diakonia; CAFOD; and private
               contributors.




                    Legal Assistance Centre
                    ************************

Established:   N.A.

Mission:       To uphold the rights embodied in the
               Constitution of Namibia and expose those who
               violate them.

Activities:    Free legal advice to those who cannot afford
               Research into laws with a view to (a) creating
               a deeper understanding of the laws, and (b)
               making proposals for change.

               Legal education through school classes and
               community groups.

Structure:     Their five legal advisory centres well spread
               out in Namibia.

               The Centres are administered by the Legal
               Assistant Trust and the Human Rights Trust.

Resources:     4 professional registered lawyers; 29 para-
               legal personnel; external consultants.

Funding:       Funds are raised from local activities and from
               donors abroad: EEC, Swedish Churches, Ford
               Foundation, Dutch Churches, Australian
               Government, etc.



                    Namibia Development Trust (NDT)
                    *******************************

Established:   1989

Mission:       To be a service as well as channel body to:
               -    stimulate and prepare the groundwork for
                    authentic development programmes;
               -    develop a development culture in Namibia;
               -    network local development agencies;
               -    become a service body for grassroots
                    groups;
               -    network communities in different regions;
               -    establish itself as a Namibian NGO.

Activities:    Workshops to facilitate communities to
               prioritise their needs and to generate ideas on
               how they can solve some of their problems.

               National workshops at which rural communities
               are involved in deliberating such important
               questions as unemployment, co-operatives,
               health, education, etc.

               Coordinating NGOs' interest in setting up the
               NJCS and providing initial guidance to it.

               Coordinating the take off of the local NGO
               Network.

Structure:     NDT was set up by the EEC, Churches, SWAPO,
               National Union of Namibian Workers (NUNW),
               National Union of Namibian Students'
               Organisations (NUNSO), etc.

               NDT is not registered under the law.

               Many rural communities have contacts with the
               NDT. The organisation is well established and
               seems to enjoy a high standing with the
               relevant government departments, the
               communities, local NGOs as well as foreign
               NGOs.

Resources:     The total number of staff employed is 14.


               National Job Creation Service (NJCS)
               ************************************

Established:   1990

Mission:       To initiate and support job creation
               opportunities for Namibians.

Activities:    Promotion of co-operative and other forms of
               organisations.

               Facilitation of a process whereby ideas for
               possible projects are generated.

               Training and building up of small enterprises
               concentrating mainly on new co-operatives and
               small businesses. The training covers such
               areas as co-operative skills and principles;
               business management skills and specialist
               training.

               Monitoring and evaluating progress on projects.

               Maintaining a register of small producers and
               suppliers and on this basis assisting them to
               find markets.

               Establishing formal contacts and helping to
               build up a coordinated training in network of
               organisations with similar objectives.

Structure:     NJCS was set up under the auspices of the
               Namibia Development Trust and is run by a
               Steering Committee of representatives from
               Namibia's community associations, trade unions
               and churches.

               The aim is for the NJCS to become an umbrella
               technical organisation for identified co-
               operatives. To date 40 such groups are being
               assisted.

Resources:     NJCS has three employees.

Funding:       All its funds consist of grants received
               through the Namibia Development Trust.


                    Private Sector Foundation (PSF)
                    *******************************

Established:   1980

Mission:       To improve the quality of life of all Namibians
               by causing them to experience and enjoy the
               benefits of participation in free enterprise
               activities.

Activities:    Training for small businesses and the informal
               sector entrepreneurs. In-house courses and
               individual consultations are carried out.

               A Mini Loan Scheme for small manufacturers,
               traders, or providers of business services to
               purchase stock, raw material or equipment.

               The GET UP! Scheme under which PSF provides:
               -    small credit and buying aid facilities,
               -    practical business training in group
                    situations,
               -    the opportunity to establish and develop
                    business and social networks and support
                    systems.
               A library service.

Structure:     PSF is an association incorporated not for
               gain. Members of the association include
               businessmen, banks, mining and oil companies,
               etc. Members contribute financial, manpower and
               other resources to the Foundation.

Resources:     About 20 employees
               Income (1989) - R914,829

Funding:       Membership fees, members' contributions,
               donations (33% of total), project incomes, etc.


               First National Development Corporation (FNDC)
               *********************************************

Established:   1979

Mission:       To create wealth for the good of the people of
               Namibia in all sectors of the economy by
               mobilizing and deploying internal and external
               technological and financial resources.

Activities:    For the potential investor, FNDC:
               -    provides authoritative data and
                    information,
               -    identifies appropriate projects by
                    matching donor, receiver and need,
               -    undertakes project feasibility
                    investigations through planning, study and
                    analysis.

               FNDC also acts as a general information centre,
               gathering data; analysing and correlating it;
               and making it available to the public, private
               and informal sectors of the economy.

               In the field of agriculture, the Corporation
               provides agricultural credit for new and
               innovative schemes in which the Land Bank
               cannot participate; acts as a managing agent
               for some of the Government projects; and
               carries out research and experimentation on
               behalf of the government.

Structure:     The Corporation operates independently of the
               State with a board of directors exercising full
               control over its affairs. It is, however, a
               parastatal.

Resources:     The Corporation employs a multi-disciplinary
               team of highly qualified professionals, well
               versed in the various facets of the Namibian
               economy.

               FNDC owns a diversified range of small, medium,
               and large scale investments in agriculture,
               industry and commerce.

               The assets of the Corporation stood at MnR156
               in 1989.


               The Land and Agricultural Bank (Land Bank)