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    This document has been made available in electronic format
         by the International Co-operative Alliance ICA 
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                         12 September 1995



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          International Co-operative Alliance
               Annual Report 1994/95
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Table of Contents
                                                     Page
Message from the President                            11
Director-General's Report                             13
Membership                                            16
Development                                           17
Europe                                                21
ICA and the United Nations                            27
Communications                                        37
Documentation                                         45

Reports of the Specialized Bodies
Agricultural                                          49
Banking (ICBA)                                        51
Consumer (ICCO)                                       52
Fisheries                                             55
Housing                                               57
Insurance (ICMIF)                                     59
Trade (INTER-COOP)                                    64
Tourism (TICA)                                        67
Research                                              68
Communications(ICACC)                                 70
Training and Education (INCOTEC)                      73
Women                                                 74

Report of the Audit & Control Committee               77
Financial Statements                                  85