University of Wisconsin Center for Cooperatives
Cooperatives: A Tool for Community Economic Development
CHAPTER 1
ABOUT THE CONFERENCE AND ABOUT THIS MANUAL
| WELCOME TO THE COOPERATIVE DEVELOPMENT MANUAL!
This chapter will explain how the Manual is organized, and provide
information about the Conference. |
ABOUT THE MANUAL
This Manual is designed to provide you with a comprehensive overview
of cooperatives: what they are, how they work, and how to start one.
In addition, it offers numerous examples of actual co-ops in Wisconsin
and other states which are successfully meeting the needs of their members
and their communities.
CHAPTERS 2 AND 3 of the Manual provides the basics about cooperatives.
It explains what makes cooperatives unique from other methods of doing
business, and offers a brief history of co-ops and their impact on Wisconsin’s
economy. Chapter 2 provides an insightful look at how co-ops can
be powerful tools for economic development.
CHAPTERS 4 THROUGH 6 provide all the nitty-gritty, step by step basics
for getting involved in cooperative development. These chapters review
in detail the steps necessary to start a co-op, and the role of the steering
committee in that process. They also provide a comprehensive, step-by-step
approach to conducting a feasibility study, and an outline of a complete
business plan.
In addition, chapters 7-9 provide a review of the financial structure
of co-ops, the legal issues pertaining to co-ops, and the keys to
success for starting new cooperatives.
The Manual concludes with an Appendix that includes a complete section
on resources for help
in getting involved in cooperative development.
ABOUT THE CONFERENCE
WELCOME to the 1998 Cooperative Development Training Conference.
We’re so glad you could join us for this special opportunity. Thanks
to our financial sponsors and our organizing partners, we’ve been able
to present to you some of the most innovative and successful applications
of the cooperative model in the country.
The conference is designed with a training emphasis. We understand
that conference participants will walk in with various levels of “co-op
experience” or knowledge. To get a basic introduction to prepare
you for the rest of the day, we recommend the “Co-ops 101” workshop at
9:30.
For the rest of the day, you’re free to follow your interests.
The Conference is organized around seven different topic areas or types
of co-ops:
-
agricultural;
-
child care:
-
worker-owned;
-
government & nonprofits;
-
small business;
-
housing; and
-
food buying clubs
Each type of co-op has its own block of the conference. With the exception
of agriculture, which has three workshop sessions, each topic will be discussed
twice. The first time through, workshops will provide general overviews
and examples. The final four workshops at 2:15 will focus exclusively
on the “nuts and bolts” of starting new cooperatives.
So after starting with “Co-ops 101,” what might your day look like?
If you are interested in agricultural cooperatives, you might attend the
New Generation Agricultural Co-op workshop at 10:45, follow it with the
Ag Tourism/Niche Markets workshop at 1 pm, and top off the day with the
How to Start a New Agricultural Cooperative workshop at 2:15 pm.
If you’re interested in consumer-owned cooperatives, you might attend
the Housing & Development workshop in the morning, either the Child
Care or the Food Buying Club workshop in the afternoon, and learn how to
start a new consumer co-op at the 2:15 pm workshop.
We hope you enjoy your day.
ABOUT THE SPEAKERS
EMILY ANDERSON
Sales & Marketing Manager
Roots and Fruits Cooperative Produce
451-E Industrial Blvd. Northeast
Minneapolis MN 55143-2930
phone: 612-379-3030
fax: 612-379-9649
WORKER CO-OPS
FOOD CO-OPS
Anderson has worked in cooperative and community-based
business management and development for 20 years. She has provided training
and organizational development assistance to consumer, worker and producer
co-ops’ various industries, including natural foods retail and wholesale,
construction, and production and manufacturing. She is currently
working with a new secondary co-op in south Minneapolis: The Cooperativa
Mercado Central, an alliance of Latino retail businesses. Roots &
Fruits is a 20 year old wholesale distributor of quality foods: fresh
produce, dry goods, cheese, soy products, and other specialty foods with
certified organics in all lines. Roots & Fruits is a worker-owned
co-op. The business operates 24 hours a day, with 73 workers and
a fleet of eight trucks delivering daily in the Twin Cities Metro area,
and a growing of customers in outstate Minnesota, Wisconsin and Iowa.
MIKE ANDERSON
General Manager
Jackson Electric Cooperative
P.O. Box 546
Black River Falls WI 54615
phone: 715-284-7143
fax: 715-284-5385
CO-OPS AND MAIN STREET
Anderson has been with Jackson Electric for 38 years,
Manager since 1979. A former Mayor of lack River Falls, Anderson
continues civic duties in his work with the Jackson County Economic Development
Corporation and as Chair of the Black River Falls Industrial Development
Commission. Anderson received the “Fred C. Pearce” Award in 1993
from the State Dept. of Business Development. The “highest individual award
that can be awarded by SDBD,” it recognized his success in local economic
development. A life-long Black River Falls native, Anderson has four
children.
BARRY BJORNSON
Cooperative Development Specialist
and Rural Development Director
Farmers Union Enterprises, Inc.
1118 Broadway Ste. 202
Alexandria MN 56308
phone: 320-763-0399
fax: 320-763-6564
CO-OPS AND MAIN STREET
NEW GENERATION FARMER CO-OPS
Bjornson assists individuals and rural communities
in cooperative and rural development projects. He has been involved
in the start-up of numerous cooperatives in the upper Midwest. Before
joining FUE, Bjornson worked for eleven years at Sheyenne Valley Farm Management,
where he instructed farmers in farm management skills including developing
cash flows, net worth statements, income tax planning, goal setting, marketing
and enterprise analysis. He has taught vocational agriculture to
high school students, is on the board of North American Aquaculture Co-op,
and in 1994 worked in Russia to assist in the privatization of a collective
farm through the Agricultural Co-op Development International program.
With a B.S. from North Dakota State University,
Bjornson continues to own and operate an irrigated farm in North Dakota
that produces alfalfa and corn silage.
BEN BORKOVITZ & IRIS MICKEY
North Farm Cooperative
204 Regas Road.
Madison WI 53714
phone: 608-241-2667
fax: 608-241-0688 or 888-632-3276
FOOD BUYING CLUBS
Borkovitz has been involved with one sort of food
co-op or another since he was a kid. His interest in natural foods
blossomed in high school as he was seeking to discover how to have more
energy and feel better. A former licensed engineer, Borkovitz decided
to follow his passion which led him to North Farm Cooperative.
North Farm Cooperative is a cooperative warehouse
that began in 1971 in Madison. Starting out as ICC (Intra-Community
Cooperative) with one person and one truck (no warehouse) it has grown
to 120 employees and sales of over $26 million dollars (in 13 states) in
1997.
North Farm sells to both retail stores and buying
clubs. Buying clubs consist of between one and over 100 members who
buy their food together. Belonging to a buying club is an excellent
way to get high quality natural foods and other natural products delivered
at a substantial savings.
LAWRENCE BOUMA
President/CEO
Homestead Housing Center
5500 Cenex Drive, Station 210
Inver Grove Heights MN 55077
phone: 612-451-4930
fax: 612-451-5568
web site: www.winternet.com/~hhc/
SENIOR HOUSING CO-OPS
Bouma became President/CEO of Homestead Housing
Center (HHC) in September, 1997. A resident of Edina, Minnesota,
Bouma earned a Masters in administration at the University of Minnesota
in 1975 and has spent the past 22 years in the development and management
of senior housing facilities, including independent, assisted-living and
nursing centers.
He served most recently as president and CEO of
Greystone Systems, Inc. Minneapolis, which provides consulting services
in operations management, facility development and marketing to long-term
care and senior housing organizations.
HHC was founded as a corporation in 1991 to help
rural communities develop housing cooperatives for seniors. From
startup 1992 through December 31, 1996, it fostered construction of 219
cooperatively owned homes occupied in Iowa and Minnesota. Several
more Homestead Cooperatives are in various stages of planning and development
in Iowa, Kansas, Minnesota, Missouri and Wisconsin.
DAVE CARTER
President
Rocky Mountain Farmers Union
10800 East Bethany Drive, 4th Flr.
Aurora, CO 80014-2632
phone: 303-752-5800
fax: 303-752-5810
e-mail: rmpfu@aol.com
NEW GENERATION FARMER CO-OPS
Carter was elected president of the Rocky Mountain
Farmers Union in November 1993, which represents farm and ranch families
in Colorado, New Mexico and Wyoming. As President, Carter is working
to advance the organization’s legislative, cooperative and educational
priorities. He is currently working with members throughout the three
states on new producer-controlled marketing initiatives. He was instrumental
in establishing the Rocky Mountain Farmers Union Cooperative Development
Center, which helps foster projects such as Mountain View Harvest bread
cooperative, a certified kosher meat processing co-op, and others.
Carter has previously served as the Secretary and
Treasurer of the National Farmers Union, which represents more than one-quarter
of a million farmers and ranch families. Mr. Carter served as a full-time
national officer for the Farmers Union from 1987 until his election as
RMFU president.
During his employment with the national organization,
he worked directly with state Farmers Union organizations in 23 states.
He also monitored trends in corporate agriculture for the Farmers Union.
His 1991 text, Who Owns America?, is utilized by the Farmers Union to introduce
high-school age students to the dangers posed to family-sized producers
by increasing corporate concentration in agriculture.
Before 1987, Carter worked as Director of Communications
for the Rocky Mountain Farmers Union. Mr. Carter directed the
successful campaign to pass strong agricultural debt restructuring legislation
in Colorado in 1986.
MARY COURTEAU
Cooperative Development Project Manager
Northcountry Cooperative Development Fund
1219 University Avenue Southeast
Minneapolis MN 55414
phone: 612-331-9103
fax: 612-698-5775
FOOD CO-OPS
Courteau is the former manager of Mississippi Market
Co-op and is currently producing a series of manuals, ranging from financial
management and governance to membership and expansion projects for use
in natural food co-ops. She coordinates the “Kris Olsen Traveling
Cooperative Institute,” a series of training seminars for boards and staff
of food co-ops, and is a regular contributor to Cooperative Grocer magazine.
BOB CROPP
Professor and Director
UW-Center for Cooperatives
224 Taylor Hall
427 Lorch Street
Madison WI 53706
phone: 608-262-9483
fax: 608-262-3251
e-mail: cropp@aae.wisc.edu
INTRODUCTION TO CO-OPS
Cropp is the director of the University of Wisconsin
Center for Cooperatives (UWCC) and professor of Agricultural Economics.
He received his M.S. and Ph.D. in agricultural economics from the University
of Wisconsin- Madison. Cropp teaches, conducts research and provides
extension assistance in cooperative management, business structure, cooperative
education and marketing. He works closely with dairy cooperatives,
farm organizations and policy leaders on dairy marketing and dairy policy
issues.
Formerly the Dean of the College of Agriculture
at University of Wisconsin-Platteville, Cropp has carried out research
in dairy marketing and policy and in agricultural cooperatives. He
has more than 50 publications in dairy marketing, policy and cooperatives.
He is a frequent speaker at state and national meetings.
Cropp has served as director of local farm supply
cooperatives and currently serves as an advisory director to the corporate
board of Land O’ Lakes, Inc. He was executive director of the Wisconsin
Dairy Task Force, serves as a consultant to the U.S. General Accounting
Office, is an advisory member of the Wisconsin Dairy 2020 Committee, and
has served on special committees for the National Milk Producers Federation.
He’s an economic advisor to the Dairy Marketing Initiative, a group of
dairy cooperatives in the Upper Midwest seeking to improve milk marketing.
He provides a monthly dairy situation and outlook report for the state
of Wisconsin and the nation. and works with a variety of cooperatives through
out the Midwest.
JOEL DAHLGREN
Attorney
Berens, Rodenberg & O’Connor
P.O. Box 428
New Ulm MN 56073-0428
phone: 507-354-3161
fax: 507-354-7297
NEW GENERATION FARMER CO-OPS
Dahlgren has been with Berens, Rodenberg & O’Connor
since 1992. He has general law practice responsibilities, along with
a special emphasis on handling co-op mergers, consolidations, acquisitions
and joint ventures. Licensed to practice in both Minnesota and Wisconsin,
he previously served as Credit Officer for St. Paul Bank for Cooperatives
and as Business Service Manager for Cenex/Land O’Lakes Ag Services.
He earned his law degree from UW-Madison, and an Agricultural Business
Administration degree from the University of Minnesota. An independent
study stint with VOCA (Volunteers in Overseas Co-op Assistance) took him
to Kazakhastan as part of a dairy structure consulting mission in 1994.
GARY DALGAARD
General Manager
Isthmus Engineering & Mfg. Cooperative
2701 Progress Road
Madison WI 53716
phone: 608-222-9000
fax: 608-222-9183
e-mail: gary@isthmuseng.com
WORKER-OWNED CO-OPS
IE&MC is in the business of designing and building
custom automated machining, assembly, testing and automation systems.
Housed in a 26,000 sq. ft. building with a total of 45 persons active in
the business, annual sales are approximately $10,000,000.
Dahlgaard writes: “It was while attending
a conference in 1981 at the University of Minnesota, very similar to the
one you are presenting, that the group was first introduced to the cooperative
structure. Shortly after attending the conference, the partnership
was restructured under cooperative laws of the State of Wisconsin, and
IE&MC was born.” Since then, the co-op’s membership has grown
to include 32 of the 45 persons who are actively involved in the company.
EVERETT DOBRINSKI
Member-Owner
Dakota Growers Pasta Cooperative
33200 366th Street Southwest
Makoti ND 58756-9569
phone: 701-726-5634
NEW GENERATION FARMER CO-OPS
Everett and Peggy Dobrinski own and operate a small
grain farm in west central North Dakota. Their primary cash crop
is durum wheat, but they also grow lentils, barley, and crombie, and have
raised sunflowers and flax in the past. Dobrinski is active in cooperatives
and has served on the Interim Board of Dakota Growers Pasta Cooperative,
where he’s currently one of the member-owners. He is board chairman
of Verendrye Electric Cooperative and serves on the board of the St. Paul
Bank for Cooperatives.
SHERRY ENGEL
Multi-Family Housing Coordinator
USDA Rural Development
4949 Kirschling Court
Stevens Point WI 54481
phone: 715-345-7600 ext. 7145
fax: 715-345-7669
MULTI-FAMILY HOUSING CO-OPS
Engel is the Multi Family Housing Coordinator of
USDA Rural Development (formerly Farmers Home Administration) located in
Stevens Point, Wisconsin. She has held this position since 1990.
With over 23 years experience with Rural Development,
Engel has worked with the Single Family Housing Program as well as the
Self Help Technical Assistance program. She is responsible for providing
direction, planning and coordination of the Multi Family Housing program
in Wisconsin.
LEE ESTENSON
Vice President & Lending Team Manager
St. Paul Bank for Cooperatives
P.O. Box 64949
St. Paul MN 55164-0949
phone: 800-282-4150
e-mail: lestens@spbc.com
NEW GENERATION FARMER CO-OPS
Estenson has been with St. Paul Bank for Cooperatives
since 1971, and now serves as Vice President & Lending Team Manager.
In this position, Estenson manages the Processing and Marketing credit
team serving the Bank’s dairy, animal agriculture, sugar beet, and corn
sweetener/marketing, and specialty grain processing/marketing segments
of the Bank’s portfolio. St. Paul Bank is a federally chartered,
customer-owned cooperative bank serving rural America. It provides
loans and financial services to agricultural cooperatives and rural utility
systems. The bank serves over 600 agribusiness and rural utility
customers in approximately 25 states with loans and closely-related financial
services.
E. BLAKE FERRIS
Member Education Coordinator
Williamson Street Cooperative
1202 Williamson Street
Madison WI 53703
phone: 608-251-0884
fax: 608-251-3121
FOOD CO-OPS
Ferris has been in the business of natural foods
cheffing, consulting and education for many years. She used to consult
at various holistic clinics in Minneapolis where she also owned a catering
and consulting business called Cuisine Care.
Incorporated in September of 1973, Willy Street
Co-op was born into a politically charged atmosphere. Founding members
felt a need to make a statement to support an alternative way of life.
Twenty-five years later, Willy Street Co-op continues to provide alternatives--offering
the finest in natural and organic foods; maintaining a safe, participatory
workplace; supporting local
businesses and suppliers; and operating the store efficiently for the
long-term benefit of members and the community.
Willy Street Co-op is owned by its more than 4,000
members, governed by a board of directors, and operated by a paid staff.
Members have always been the backbone of the Co-op, supporting it financially,
participating in governance and volunteering for work.
LOU HOST-JABLONSKI
Architect
Design Coalition
2088 Atwood Avenue
Madison WI 53704
phone: 608-246-8846
fax: 608-246-8670
e-mail: designco@execpc.com
CO-HOUSING
Lou Host-Jablonski, AIA is an architect with Design
Coalition, Inc. His projects have included multi-family housing,
childcare centers, new homes and additions, community- built projects,
group homes, community centers and playgrounds, and dwellings for persons
with disabilities and chemical sensitivities. He has focused on resource-efficient
(sustainable) design and planning, and environments for children.
He serves on Madison’s Urban Design Commission.
Design Coalition is a non-profit architectural and
planning office working in the Madison and Dane County area since 1972.
The group has been involved in the creation of co-housing in the area since
1991.
ANN HOYT
Associate Professor
UW-Madison
School of Human Ecology
Room 345A 1300 Linden Drive
Madison WI 53706
phone: 608-262-7390
fax: 608-265-5335
e-mail: hoyt@aae.wisc.edu
FOOD CO-OPS
SMALL BUSINESS CO-OPS
Hoyt is an associate professor in the School of
Human Ecology and an associate of the U.W. Center for Cooperatives.
She teaches, conducts research and provides extension assistance to consumer
cooperatives. She has written widely on the history and development prospects
of consumer cooperatives. She developed and is director of the Cooperative
Management Institute (CMI), an intensive three week training program for
cooperative managers and she also coordinates the annual conferences of
the Consumer Cooperative Management Association (CCMA).
Recipient of the 1990 National Cooperative Education
Award, Hoyt received her Ph.D. in Home Economics from Kansas Sate University,
where she was also an instructor in Family Economics for seven years.
She served two terms as a Director of the National Cooperative Bank and
served as chair of the NCB Development Corporation. Hoyt is a past
manager of the Sacramento Consumers Cooperative, and past board president
of the Wisconsin Cooperative Development Council. She is currently
on the boards of the Madison Community Land Trust, the Federated Youth
Foundation, the Southern Cooperative Development Fund and the National
Cooperative Business Association where she is a member of the executive
committee.
TIM HUET
Attorney
Center for Democratic Solutions
2128 Hayes Street
San Francisco CA 94117
phone: 415-221-7644
fax: 415-831-0393
e-mail: cds@sj.bigger.net
WORKER-OWNED CO-OPS
Huet is an attorney providing legal and consulting
services to worker cooperatives through the non-profit Center for Democratic
Solutions. He is also the half-time Personnel Liason for the 140
worker-owners of Rainbow Grocery Cooperative and a member on the support
staff of the Association of Arizmendi Cooperatives, a new chain of cooperative
bakeries. Huet is engaged in a trans-national study of worker cooperatives
focusing on the challenges and causes of growth; findings from his visits
to Italy and the Basque country of Spain appeared in the November ‘97 issue
of Dollars and Sense magazine.
WILL HUGHES
Outreach Specialist
UW Center for Cooperatives (UWCC)
427 Lorch Street
Madison WI 53706-1603
phone: 608-262-3382
fax: 608-262-3251
e-mail: hughes@aae.wisc.edu
CLOSING SESSION
NEW GENERATION FARMER CO-OPS
Hughes joined UWCC in August 1997. He
has a quarter time research appointment in UW-Madison’s College of Agricultural
and Life Sciences. Current project work includes cooperative modernization
and finance (a project sponsored by UWCC and the Farm Foundation), dairy
revitalization involving Wisconsin cooperatives (a joint project with WFC),
and several cooperative development initiatives. Hughes is also working
on new program development for UWCC jointly with other Center staff.
Hughes also coordinates the Upper Midwest Dairy Coalition for the Wisconsin
Federation of Cooperatives (WFC).
Hughes joined UWCC after working as WFC’s director
of dairy policy and consulting for Cooperative Development Services on
several cooperative development projects. For 12 years prior to 1994,
he worked for the Wisconsin Department of Agriculture, Trade & Consumer
Protection in various positions involving marketing, business development,
management, policy and regulatory matters.
Hughes moved to Wisconsin from New York in 1980
to obtain a Masters in Agricultural Economics.
LINDA JACOBSON
Associate Director
Cooperative Development Initiative
UW-River Falls
410 South Third Street
River Falls WI 54022-5001
phone: 715-425-0671
fax: 715-425-4479
e-mail: Linda.R.Jacobson@uwrf.edu
COOPERATION BETWEEN GOVERNMENTS & NON-PROFITS
The Cooperative Development Initiative at UW-River
Falls is funded by the W.K. Kellogg Foundation. CDI provides training
and technical assistance to start-up cooperative and collaborative ventures
in Wisconsin and Minnesota. Currently Jacobson also serves as a consultant
to two community foundations in western Wisconsin.
Jacobson’s career experience includes the start-up
and management of the Southeastern MN Initiative Fund, a 20-county community
foundation addressing economic development and human service issues in
southeast and south central Minnesota. SEMIF encouraged and fostered
multi-community collaboration to address common issues. She also
has extensive experience with county-level faculty with the University
of Wisconsin and University of Minnesota Extension Services.
Jacobson has an MBA from the University of St. Thomas in St. Paul, and
an MA in Home Economics Education & Public Affairs from the University
of Minnesota.
ARNO S. KAHN
Manager
Builders Commonwealth
517 Garfield Avenue
Duluth MN 55802
phone: 218-726-1192
fax: 218-726-0824
WORKER-OWNED CO-OPS
Kahn lives in Duluth, MN where he is a manager at
Builders Commonwealth, a construction co-op. He attended the University
of Michigan in Ann Arbor, the New School for Social Research in New York
City, and the University of Minnesota, Duluth. Exposed to co-ops while
living in a student co-op at the University of California, Berkley in 1965,
Kahn organized his first co-op (a garage) in Brooklyn, NY in 1969.
Since moving to Duluth, he has helped start (besides Builders
Commonwealth) a food co-op, a cooperative food warehouse, an alternative
newspaper and an alternative school. Business and civic interests
have included a furniture business and numerous development projects, a
stint on the city council, and involvement in several local issues.
Kahn won a HUD/DOE Passive Solar Design Award in 1979 and recently received
a Minnesota Preservation Society Award for his restoration of the former
Riverside School.
SUSAN KAVCHOK
President
Childspace Management Group
13 East Mt. Pleasant Avenue
Philadelphia PA 19119
phone: 215-248-3080
fax: 215-248-4706
CHILCARE CO-OPS
Kavchok is member of Childspace Management Group:
Worker-Cooperative Childcare Centers, in Philadelphia. She joined
the worker co-op eight years ago and is completing her third year as the
co-op’s president. She is also on the board of the replication arm
of the organization, Childspace Cooperative Development, Inc., which provides
ongoing technical support and training to other groups interested in creating
a worker owned daycare center.
CHARLOTTE KREUTZ
Board Member
Garden Preschool Cooperative
141 Grand Street
Jersey City NJ 07302
phone: 201-915-9747
CHILCARE CO-OPS
Kreutz has been a member of the Garden Preschool
Co-op in Jersey City since September 1996, when her daughter started attending
the preschool. Kreutz has been a board member since June 1997.
As a board member, she has served as chair of the jobs committee, which
is responsible for keeping the school running smoothly on a daily basis
(along with the Director/Head Teacher).
Garden Preschool Co-op was founded in 1994 by Alma
Rodriguez and Cullen Schaffer and other like-minded parents to provide
a financially viable preschool run by a community of parents cooperatively.
Parental involvement in the classroom is a central principal of this cooperative.
GREG LAWLESS
Outreach Specialist
UW Center for Cooperatives
224 Taylor Hall
427 Lorch Street
Madison WI 53706-1503
phone: 608-265-2903
fax: 608-262-3251
e-mail: lawless@aae.wisc.edu
MODERATOR & CONFERENCE ORGANIZER
Lawless has been with the University of Wisconsin
Center for Cooperatives (UWCC) since 1992. He completed a masters
degree in the UW’s Land Resources program in 1994. As a researcher
and outreach specialist, Lawless has been involved in a number of ag-based
economic development projects, involving small-scale processing of soybeans,
aquaculture, multi-family dairy farm expansions, and the processing and
wholesaling of organic produce. A common theme in this work has been
to introduce the new generation cooperative approach to Wisconsin farmers.
KELLY LEE
Buying Club Representative
Blooming Prairie Warehouse
2340 Heinz Road
Iowa City IA 52240
phone: 319-337-4471 ext. 157
fax: 319-337-4592
FOOD BUYING CLUBS
Lee is responsible for generating new buying club
accounts, setting up new buying club programs and services, providing assistance
and support for buying club members, linking new customers with an existing
buying club or helping them organize new groups, coordinating buying club
regional meetings to introduce members to new products and assist them
in increasing the effectiveness of their buying clubs, and helping prepare
news pages for a monthly buying club publication. Since its inception
in 1974, Blooming Prairie’s growth and success have been reliant on the
support of its buying clubs. The club program’s success has continued to
build in scope, level of service, and sales.
ART LLOYD AND SUE LLOYD
Co-housing Members
2027 Madison Street
Madison WI 53711
phone: 608-256-7250
CO-HOUSING
Art and Sue Lloyd have been active members of Village
Co-Housing Community since 1993. Art is a retired Episcopal priest.
Sue has worked extensively with community development loan funds throughout
her career, including the Madison Area Community Development Loan Fund,
the Wisconsin Council on Nicaragua (which raises money for a community
loan fund in Nicaragua), and the Wisconsin Episcopal Community Investment
Fund. Art has been involved in housing cooperatives and other forms
of alternative housing for many years.
MARGARET LUND
Director
Northcountry Cooperative Development Fund
1219 University Avenue Southeast
Minneapolis MN 55414
phone: 612-331-9103
fax: 612-331-9145
FOOD CO-OPS
SMALL BUSINESS CO-OPS
Lund is Director of NCDF, a community development
loan fund with assets of $2.4 million lending to worker, producer, consumer
and housing cooperatives across a ten state region of the Upper Midwest.
Prior to joining NCDF in 1992, Lund spent two years as Director for International
Projects for the National Center for Employee Ownership in Oakland, CA.
She has also worked for the Wisconsin Department of Development’s Bureau
of Community Development, and for several small business and economic development
consulting firms.
In addition to her work with cooperative borrowers,
Lund also serves as Loan Fund Mgr. for the Dayton Hudson Artists Loan Fund,
a micro enterprise lender for artists in the Twin Cities area. Lund
holds a seat on the board and finance committee of the Co-op Development
Foundation in Washington, D.C., sits on the grant and loan committee for
the Minnesota Housing Partnership, a nonprofit organization dedicated to
the creation and preservation of affordable housing, writes a regular finance
column for Cooperative Grocer, and serves as the treasurer of her child’s
cooperative nursery school.
KATE MacCRIMMON
Madison WI
phone: 608-243-7892
HOUSING CO-OPS
MacCrimmon, who describes herself as a household
engineer, is currently working in retail. She and her husband, who
works as a tool & dye maker in Madison, became interested in co-housing
as a way to improve their quality of life and to develop deeper ties to
their community. They currently live in a co-housing community in
Madison.
ROSEMARY MAHONEY
Executive Director
Cooperative Development Services (CDS)
30 West Mifflin Street, Ste. 401
Madison WI 53703
phone: 608-258-4391
fax: 608-258-4394
e-mail: cds@danenet.wicip.org
SMALL BUSINESS CO-OPS
GOVERNMENTAL CO-OPS
Mahoney has worked as a Regional Representative
in Central Europe for VOCA (Volunteers for Overseas Cooperative Assistance)
for six years, and as a Cooperative Development Specialist with USDA’s
Agricultural Cooperative Service for four years. She has a Master’s
Degree in Ag Economics, and grew up on a family farm in Illinois.
RON McFALL
Attorney and Shareholder
Doherty, Rumble & Butler Professional Assn.
2800 Minnesota World Trade Center
30 East Seventh Street
St. Paul MN 55101-4999
phone: 612-291-9333
fax: 612-291-9313
NEW GENERATION FARMER CO-OPS
CO-OPS & MAIN STREET
McFall practices in the areas of securities and
corporate law. Much of his time in recent years has been devoted
to counseling value-added co-ops with respect to securities offerings and
related transactions. The cooperatives he has advised are involved
in an assortment of agricultural businesses, including sugar production,
corn and wheat processing, vegetable production and processing, hog and
chicken production, egg processing, and beef and pork processing.
McFall joined DR&B in 1983, after graduation from the University of
Chicago Law School. He received his B.A. from the University of Iowa
in 1979.
MARY MYERS
Business Developer
Cooperative Development Services (CDS)
30 West Mifflin Street, Ste. 401
Madison WI 53703
phone: 608-258-4396
fax: 608-258-4394
e-mail: cds@danenet.wicip.org
HOUSING COOPERATIVES
Myers’ areas of expertise include market analysis,
research, and feasibility studies. She co-authored the Business Planning
Guide for Cooperatives, a manual designed to assist cooperatives with strategic
and business planning. Myers has been involved in numerous economic
development projects in rural areas, working with both groups and individuals
to assess the feasibility of potential business ideas. Myers holds
a Masters Degree in Business Administration.
SANDRA MILLER
Executive Director
United Way of Faulkner County
PO Box 489
Conway AR 72033
phone: 501-327-5087
fax: 501-329-2018
SMALL BUSINESS CO-OPS
Miller has 20 years experience in economic and rural
development, working in program design and management, resource development,
and evaluation.
As executive director of United Way, she is organizing
a new cooperative entity where eight human service organizations will share
equipment, facilities and staff. Prior to joining United Way, Miller
was Director of the Arkansas Rural Enterprise Center, a program of Winrock
International, where she helped some 300 small, rural “mom-and-pop” manufacturing
firms organize a manufacturing network to obtain affordable technical assistance.
Miller is co-author of Rural Resource Management: Planning for the
Long Term. The book discusses techniques for community problem solving
when problems cut across institutional boundaries
Miller has completed projects for the Ford Foundation,
Winrock International, Kansas State University, government ministries,
and community-based organizations in the U.S. and Africa.
From 1978 to 1983 Miller worked for the Wisconsin
Federation of Cooperatives and U.W. Center for Cooperatives. She
completed an internship with the National Consumer Cooperative Bank in
its first year of operation, and received research awards from National
Cooperative Business Assn. and American Institute of Cooperation.
ALLEN MOODY
Feed & Specialty Pool Coordinator
CROPP Co-op/Organic Valley
PO Box 159
LaFarge WI 54639
phone: 608-625-2602
fax: 608-625-2600
e-mail: organic@mwt.net
NEW GENERATION FARMER CO-OPS
Moody has been involved in the organic industry
for 11 years as a certified organic farmer in western Kansas, a grain buyer
for a certified organic flour mill, and a feed & specialty pool coordinator
for CROPP. During the time Moody has been in the organic industry
he has seen dramatic changes in the way business has been done and has
seen how cooperative ventures have failed and succeeded. Moody will
provide insight into some of the pitfalls associated with start-up co-ops
as their business grows and evolves in response to the forces of the marketplace.
Moody has given numerous seminars, workshops, and
panel discussions on organic certification, organic grain marketing, and
consumer advocacy for sustainable rural policies.
E. G. NADEAU
Director of Research, Planning & Development
Cooperative Development Services (CDS)
30 West Mifflin Street, Ste. 401
Madison WI 53703
phone: 608-258-4393
fax: 608-258-4394
e-mail: egnadeau@facstaff.wisc.edu
KEYNOTE
CDS provides strategic planning and development
assistance to new and established cooperatives and to communities.
Nadeau has worked for CDS since its inception in 1985. During that
time he has assisted over 200 cooperative and community development projects,
primarily in Iowa, Minnesota, North and South Dakota, and Wisconsin.
Nadeau has a Ph.D. in Sociology and a minor in Agricultural Economics.
He and David Thompson recently published Cooperation Works!, a book which
provides over 50 examples of cooperative approaches to addressing rural
and urban problems in the United States.
STEVEN F. NIEBAUER
President
Independent Pharmacy Cooperative
PO Box 617
West Bend WI 53095
phone: 414-338-6446
fax: 414-338-1758
SMALL BUSINESS COOPERATIVES
Steven F. Niebauer has been President of the Independent
Pharmacy cooperative since 1991, and CEO since 1993. In 1978
he graduated from the UW School of Pharmacy. Since 1979, he has owned
and operated 15 pharmacies and two durable medical equipment companies.
He has represented Independent Pharmacy on numerous regional and national
boards.
IRVIN OSTERLOH
President
SoyCo, LLC
301 South Main Street.
Adams WI 53910
phone: 608-339-BEAN (2326)
fax: 608-564-2022
NEW GENERATION FARMER CO-OPS
Osterloh is a seed dealer for Novertus and Blaney.
He is also a crop and soils consultant for Midwestern Bio-Ag. He
owns and operates his own grain and beef farm which includes 250 acres
of corn, soybeans and alfalfa, along with 12 head of beef cattle.
Presently he serves as director and treasurer of the Juneau-Adams-Marquette
Corn & Soy Assn. He is a member of several state and national
corn and soybean growers organizations. Osterloh currently serves
as a committeeman for the FSA of Adams County. He is also a past
representative to the Dealer Advisory Board of Northrup King, and has been
a member of the Adams Farmers Union Co-op since 1971. He is currently
finishing a 3-year term as a Director of the Adams-Columbia Rural Electric
Co-op.
STEVE PINCUS
President
Home Grown Wisconsin (HGW)
6067 McKee Road
Madison WI 53719
phone: 608-274-9095
fax: same as phone
NEW GENERATION FARMER CO-OPS
Pincus says his interest in cooperatives began in
1970 when he helped found and manage Milwaukee’s Outpost Natural Foods
Co-op. After 13 years of homesteading, farming, and cooperating in
the driftless region of southwestern Wisconsin, he moved to the Madison
area in 1988 to attend UW, where he studied horticulture and plant breeding.
He now grows 20 acres of certified organic vegetables and berries, selling
wholesale to food stores and restaurants and through farmers’ markets.
Currently President of the Board of Directors of HGW, a cooperative of
organic vegetable producers whose products are distributed to upscale restaurants
in Madison and Chicago, Pincus is also vice-president of the Wisconsin
Fresh Market Vegetable Growers Assn.
CHUCK RADLINGER
President
WISCO Cooperative
401 South Hume Avenue
P.O. Box 665
Marshfield WI 54449
phone: 715-387-3418
fax: 715-387-0357
e-mail: charad@tznet.com
SMALL BUSINESS CO-OPS & NETWORKS
WISCO is a WATDA-endorsed auto parts dealer-buying
cooperative that improves the bottom line for its members (numbering 540
in 19990). Since WISCO’s start in 1972, member dealers have bought
over $51 million in wholesale parts, products and services -- and have
earned nearly $2 million in patronage rebates from the co-op. Dealersrealize savings of 30 to 60% on purchases from WISCO.
WISCO was incorporated in 1972 by a group of farsighted
Chevrolet dealers. The program is simple. There are no minimums
to buy. Members receive product catalogs and updates, toll-free phone
calls for questions, pricing and ordering.
ANGELA RAMIREZ
Housing Grants Administrator
Department of Administration
Division of Housing
101 East Wilson Street
P.O. Box 8944
Madison WI 53708-8944
phone: 608-267-6905
fax: 608-267-6917
SELF HELP HOUSING
Ramirez is a Housing Grants Administrator for the
Wisconsin Department of Administration, and directs the Self-Help Housing
Program. The Program coordinates a method of construction in which
labor participation replaces financial investment. As founder of
South Central WI Housing Corp., she orchestrated the construction of 300
Self-Help homes.
ANNE REYNOLDS
Internet Specialist
UW Center for Cooperatives
224 Taylor Hall
427 Lorch Street
Madison WI 53706
phone: 608-263-4775
fax: 608-262-3251
email: reynolds@aae.wisc.edu
CHILDCARE CO-OPS
As an internet specialist with the UW Center for
Cooperatives, Reynolds is responsible for the UWCC web site, the cooperative-bus
e-mail discussion group, the cooperative library and other Center research
and outreach projects. She works with cooperatives on strategies
for using the Internet effectively, and develops projects that take advantage
of new technologies to increase communication and deliver information and
training.
Reynolds serves on the boards of The Cooperative
Foundation, the Association of Cooperative Educators and Madison’s Wil-Mar
Neighborhood Center. Wil-Mar recently took over management of Children’s
House, a nearby daycare center that was operated as an independent non-profit
for 15 years. As a board member, Reynolds was involved in planning
the transition and reopening of the daycare center. She currently
serves as a liaison from the board to the parent advisory group.
Before joining UWCC, Reynolds worked at the Credit
Union National Association (CUNA) as director of the Information Resource
Center. She helped create CUNA’s web site, assisted state credit
union leagues in developing their own sites, and worked on the METEOR credit
union electronic information and communication service.
RUTH ROSENOW
Chippewa County Housing Authority
711 North Bridge Street, #14
Chippewa Falls WI 54729
phone: 715-726-7933
fax: 715-726-7936
HOUSING CO-OPS
Rosenow has been the Executive Director of the Chippewa
County Housing Authority for the last 12 years, implementing a wide variety
of housing programs to assist low and moderate income families in the county.
She holds a BA in Social Work.
RON SHAFFER
Professor and Director
Center for Community Economics
UW-Madison
1327 University Avenue
Madison WI 53715
phone: 608-265-8140
fax: 608-263-4999
e-mail: shaffer@aae.wisc.edu
CO-OPS AND MAIN STREET
Shaffer teaches and does research in the area of
Community Economics. He teaches a graduate level course on Community
Economic Analysis, helped organize a new masters program on Community Development,
and his 1989 textbook is used by several North American universities.
He has published 28 articles in journals of regional science, community
development, and economic development. He has authored chapters in 11 different
books on local economic change. His current research focuses
on what types of firms are creating new jobs in Wisconsin, how capital
markets are functioning in rural areas, and how families and communities
made joint decisions regarding their common future.
He has been working with the Rural Policy Research
Institute on National Rural Development Policy analysis and issues since
1993. His extension efforts have emphasized working with communities
in Wisconsin to create economic development strategies. He has worked
in Alabama, Georgia, Indiana, Iowa, Vermont, and Wyoming as well as Wisconsin
on rural economic development policies, and has worked with the Albertan,
Australian, Norwegian, and Ontario governments on their local economic
development policies.
Shaffer has been a faculty member at the UW-Madison since
January 1972, and has served as Director of the University of Wisconsin
Center for Community Economic Development since July 1, 1990. He
currently directs the National Rural Economic Development Institute which
is part of the National Rural Development Partnership.
G.W. (STEVE) STEVENSON
Associate Director
Center for Integrated Agricultural Systems
UW-Madison
Room F12 Agricultural Bulletin Building
Madison WI 53706
phone: 606-262-5202
fax: 608-265-3020
e-mail: stevenson@aae.wisc.edu
THE FOOD SYSTEM & CO-OPS
With a B.S. in History at the U.W.-Madison, M.S.
in Sociology from the University of Michigan, and a Ph.D. in Sociology
at the University of Minnesota, Stevenson describes himself as a sociologist;
currently an associate scientist at UW-Madison. He was on the faculty
of LaSalle University in Philadelphia for 15 years in 1970s and 1980s,
and taught for several years at UW-Platteville in the early and mid-1980s,
when he was also a self-employed beef farmer in Lafayette County, Wisconsin.
His current professional interests include multi-professional
research teams, the intergenerational transfer of farming enterprises,
regional food systems, and new roles for agriculture in rural economic
development.
GAR STOCK
Professor Emeritus
U.W. Center for Cooperatives
224 Taylor Hall
427 Lorch Street
Madison WI 53706
phone: 608-262-3981
fax: 608-262-3251
e-mail: danz-hale@aae.wisc.edu
WORKER-OWNED COOPERATIVES
Gar Stock is a Specialist in Management and Organization
Development, University of Wisconsin Center for Cooperatives (UWCC).
His specialty areas include: Management of human resources, with emphasis
upon motivation and participative management (management by objectives)
as a key to increasing individual and organizational productivity; supervisory
skills training; and cooperative housing development. He serves as
coordinator of UWCC’s international programs.
Stock’s international experience includes the following
locations: Algeria, Morocco, Spain, Italy, Greece, England, France,
Jamaica, Mexico, and Indonesia. He retired from a full-time position
at UWCC in 1992.
CINDY THYFAULT
President
Westar Trade Resources
2212 South Ong
Amarillo TX 79109
phone: 806-342-0444
fax: 806-342-0445
e-mail: wtr@amaonline.com
NEW GENERATION FARMER CO-OPS
Westar Trade Resources is organized to develop new
domestic and international businesses, and provides consulting services
to develop agricultural value-added manufacturing companies, from start-up
through expansion. They conduct strategic research projects for clients,
including feasibility studies, international marketing sales, assembly
of business plans to attract investors, and assist in obtaining financing
and raising capital. They’ve assisted rural communities and companies
in developing a $10 million tannery, developed and managed a $4 million
strawboard plant, and more in the last three years.
Thyfault has 18 years business experience in development
and management of agricultural value-added mfg. projects, building projects,
and consumer goods. A graduate of West Texas A&M, she has published
articles in the Rural Cooperatives Magazine .
RANDALL E. TORGERSON
Deputy Administrator, Cooperative Services
Rural Business-Cooperative Services
U.W.-Department of Agriculture
Washington DC xxxxx
phone: 202-720-7558
fax: 202-720-4641
WELCOME
Torgerson became Administrator of the USDA’s cooperative
program in 1975 when it was known as Farmer Cooperative Service.
He came to USDA in 1974 as a staff economist to the administrator of USDA’s
Agricultural Marketing Service. Prior to that, he had been a faculty
member at the University of Missouri-Columbia; he helped organize the Missouri
Institute of Cooperatives, and served as executive secretary from 1969-73.
He also helped form and served as executive secretary of the University
of Missouri-Columbia’s Graduate Institute of Cooperative Leadership from
1971-74. As Deputy Administrator of Cooperative Services, Torgerson
directs the research and technical assistance efforts of a staff of 43
people, primarily agricultural economists and cooperative specialists.
He lectures frequently and is a prolific writer of articles, speeches,
editorials, and position papers on group action in agriculture. He
has authored two books.
DAVID TRECHTER
Professor and Executive Director
Cooperative Development Initiative
UW-River Falls
410 South Third Street.
River Falls, WI 54022-5001
phone: 715-425-3129
fax: 715-425-4479
e-mail: david.d.trechter@uwrf.edu
COOPERATION BETWEEN GOVERNMENTS & NON-PROFITS
Trechter has a dual appointment in the Department of Agricultural Economics
and the Rural Development Institute at UW-River Falls, with 80 percent
of his appointment with UW Cooperative Extension and 20 percent in teaching.
His Extension programs focus on the financial and personnel aspects of
agribusiness management with an emphasis on cooperative business.
Trechter is active in his work for the Kellogg Foundation
and for the USDA’s Fund for Rural America to promote the use of the cooperative
model as a tool for rural development. He has been a Professor of
Agricultural Economics at the University of Wisconsin-River Falls since
1990. Before that he worked for the Congressional Budget Office in
Washington D.C., primarily on issues relating to the Farm Credit System,
and for the USDA’s Economic Research Service. He served as a foreign
officer with the Department of State in Cameroon, West Africa before that,
and earned a Ph.D. in Agricultural Economics, a MS in Food Science, and
a BA in Economics and History.
JOHN WITHERSPOON
Coordinator
Superior Shores Cooperative
Suite 202
153 South Second Street
Medford WI 54451-1810
phone: 715-748-2008
fax: 715-748-4841
e-mail: spoon@mail.tds.net
NEW GENERATION FARMER CO-OPS
With an MBA in management and a BS in forestry,
Witherspoon is the Coordinator of Pri-Ru-Ta Resource Conservation and Development
Council, a 501(c)(3) non-profit organization based in Medford, Wisconsin.
The Resource Conservation and Development program is the USDA Natural Resource
Conservation Service rural economic development initiative providing support
in agriculture, natural resources and rural development across the state.
The Superior Shores Agricultural Cooperative, Inc.
(SSAC) of Ashland-Bayfield counties formed in 1995 with the assistance
of Pri-Ru-Ta RC&D Council. SSAC brought together dairy, fruit
and specialty agricultural producers in a new generation cooperative for
development, production and marketing of value-added dairy-fruit yogurt
based products. SSAC offers investors the opportunity to support
northern Wisconsin agricultural through public sales of preferred, non-voting
stock. Producer- members own voting, common stock. A new effort
is under way to assist Bayfield County lamb producers to organize into
a new generation cooperative, incorporated in Wisconsin as well.
Investigation is taking place to develop value-added lamb products as well.
Pri-Ru-Ta RC&D Council services include technical assistance, fiscal
services, grant writing and administrating and access to all USDA programs.
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