What Have We Learned?
- Co-ops have their �customers on the board� while most IOF�s do not.
- Board size and expertise is much different
- SEC regulations have increased the information presented by co-ops
- Many co-ops have words related to profitability in their mission statements
- IOF's are larger; more complex but typically not as service oriented as co-ops.
We have a paper on this topic in review at the Harvard Business Review.