University of Wisconsin Center for Cooperatives
Journal of Agricultural Cooperation

Title Evaluation of Restructuring Alternatives for the Banks for Cooperatives
Author(s) John A. Hopkin, Thomas . Sporleder, Daniel I. Padberg, and Ronald D. Knutson
Series Volume 3
Issue Date 1988
Abstract The farm financial crisis, combined with deregulation of the U.S. banking system, has created a new environment within which the Farm Credit System competes. Despite their unique business clientele, the Banks for Cooperatives (BCs) have been adversely affected by this changed environment. In 1987, the BCs requested an economic of size they might achieve. Summary results of that analysis are presented here. A 47 basis point reduction in interest rates charged borrowers was estimated to result from a total consolidation of the BCs.

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